I want to speak to the design ENGINEER!

During the rainy season I completely adore the sensibility and humanness of our ancestors, even more than normal. What triggers this? Well, the old Bajaj scooters ridden by a well covered grandpa. The back wheel has this bit of RUBBER FLAP COVERING over it that prevents the water from splashing on the person riding behind the scooter! I look at all the lovely expensive bikes and cars and that simple cheap piece of rubber is missing or it's so high up that it has no use. Result: The street muck is on the poor soul's FACE! How can designers become so pathetic! Why can't people get some sense! To make the matters work those car people who zip across water filled potholes! I mean, excuse me, you are supposed to be so well EDUCATED that you can own a freaking car! Is this what they education is supposed to do to a person?